Chase PerfectCard MasterCard®

The Chase PerfectCard MasterCard® is designed for those with very good credit who make frequent gas purchases.

Unlike other gas credit cards that require a cardholder to use their card at specific gas stations, the Chase PerfectCard MasterCard® allows cardholders to earn a 3% rebate on gasoline purchased at any gas station. In addition, a 6% rebate is applied to all gasoline purchases made with the card during the first 90 days. The maximum rebate that cardholders can earn for gas purchases is $15 per month. Cardholders also earn a 1% rebate on all other purchases, which is unlimited.

Aside from the rewards program, the Chase PerfectCard MasterCard® provides several benefits that include a purchase protection plan, travel accident insurance, and auto rental insurance.

For a reward card, the interest rate applied to purchases and balance transfers is reasonable (for those who qualify). There is also a 0% introductory rate that applies to both purchases and balance transfers for up to six months, and there is no annual fee associated with this card.

Therefore, those who qualify for the lowest rate offered and will use the card frequently for gasoline purchases (to earn rebates) will benefit most from what the Chase PerfectCard MasterCard® has to offer.
Review Date: 1/3/2008

Most Attractive Feature(s): Long term 0% introductory rate; double rebates on gas purchases for the first 90 days; rebates earned on purchases made at any gas station.
Least Attractive Feature(s): Higher APR for less qualifying applicants.

Additional Perks
Various Internet account related services.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
No liability for unauthorized transactions.
Fraud and security protection services.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance (MasterRental).
Travel accident insurance.
Year-end financial statement (upon request).
Various travel and emergency assistance services.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.

Important Notations
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.